First Abu Dhabi Bank
FAB GEMS World Credit Card
Save on school fees and family expenses while you enjoy a variety of benefits.
Current offer
First year free
Fees & eligibility
- Annual Fee
- 399 AED
- Joining Fee
- None
- Minimum Salary
- 8,000 AED/month
- Retail Finance Charge
- 3.99 % per month
- Card Type
- Lifestyle
- Network
- Mastercard
- Network Tier
- World
- Reward Programme
- FAB Rewards
Rewards & benefits
Travel
- Airport lounge access
- Car rental — Rentalcars.com
- Car rental — Avis
- Car rental — Hertz
- IHG hotels & resorts
- Millennium hotels & resorts
- Travel medical insurance
- Travel insurance letter
- Car rental — Budget
Lifestyle
- Bicester Collection
- Fiit subscription
- GO Gamers Pass
- Costa Coffee (DXB airport)
Everyday
- Talabat deliveries
- MyUS premium membership
Protection
- Purchase protection
- Travel inconvenience cover
More
- Blacklane Chauffeur
- Careem Dineout
- Hotellux Status
What you get
Welcome Bonus
- First year free
Main Reward
- 3% discount on GEMS school fee payments
- 10% cashback on other school related expenses
- 0% interest payment plans for up to 12 months with no fees
- Education protection coverage
- Discounted cinema tickets from AED 20
- Enjoy a 20% discount at Emaar attractions
- Save more with 1% cashback on daily spends and 2% on travel spends
- 30% off at IMG Worlds